The gm cp4 pump class action lawsuit is one of the biggest diesel truck legal battles still active in 2026. Thousands of GM Duramax owners have reported catastrophic fuel pump failures. The Bosch CP4.2 pump, installed in millions of trucks, has a documented history of self-destructing and sending metal debris throughout the entire fuel system.
Repair bills often land between $8,000 and $13,000. Owners say GM and Bosch knew about the design flaw for years and did nothing. Multiple class action lawsuits are now pushing toward resolution.
This guide covers everything you need to know right now. You'll find the latest 2026 case updates, affected vehicles, payout estimates, eligibility rules, and step-by-step filing instructions.
GM CP4 Pump Class Action Lawsuit Overview

The GM CP4 pump class action lawsuit is a collection of federal and state legal actions filed against General Motors and Bosch over defective high-pressure fuel injection pumps. Plaintiffs claim the CP4.2 pump installed in Duramax diesel trucks is fundamentally flawed and prone to catastrophic failure.
The first major class action was filed in the U.S. District Court for the Eastern District of Michigan. It accused GM and Bosch of knowingly selling a pump that could not handle American diesel fuel conditions. The lawsuit cites breach of warranty, fraudulent concealment, and unjust enrichment as primary legal theories.
At the heart of every claim is a simple argument. The CP4.2 pump relies on fuel for lubrication. American diesel has lower lubricity than European diesel. This mismatch causes internal metal components to grind, shatter, and contaminate the entire fuel system.
| Detail | Info |
|---|---|
| Defendants | General Motors, Robert Bosch GmbH |
| Court | U.S. District Court, Eastern District of Michigan |
| Legal Claims | Breach of warranty, fraudulent concealment, unjust enrichment |
| Vehicles Affected | GM Duramax diesel trucks (2011 to 2024 model years) |
| Primary Allegation | CP4.2 pump design defect causes catastrophic fuel system failure |
Thousands of truck owners have joined or expressed interest in these cases. The litigation has expanded over the years, with some claims consolidated and others proceeding independently in state courts.
GM CP4 Lawsuit Update 2026
As of 2026, the GM CP4 lawsuit is in advanced litigation stages. Several key developments have occurred since late 2025, and the case is moving closer to either a class-wide settlement or trial.
Discovery has largely concluded in the main federal case. Both GM and Bosch have produced internal engineering documents, warranty claim data, and communications about the CP4 pump's performance in North American conditions. Plaintiffs' attorneys have stated these documents show the companies were aware of the lubricity issue before the pump was ever installed.
Class certification motions were argued in late 2025. A ruling is expected in the first half of 2026. If the court certifies the class, it dramatically increases pressure on GM and Bosch to settle rather than face a jury trial.
- Late 2025: Discovery phase completed in federal case
- Early 2026: Class certification ruling expected
- Mid 2026: Potential settlement negotiations or trial date
- Late 2026: Earliest possible payout distribution if settlement is reached
Settlement discussions have reportedly begun between the parties. Neither side has confirmed a dollar figure publicly. Legal observers familiar with similar automotive defect cases estimate that a settlement fund could range from $100 million to $400 million depending on the final class size.
GM CP4 Fuel Pump Lawsuit Explained
The GM CP4 fuel pump lawsuit centers on one core accusation: GM chose a cheaper, inferior fuel pump to save money, and truck owners paid the price. Plaintiffs argue that GM switched from the reliable CP3 pump to the CP4.2 to reduce manufacturing costs, fully aware that the CP4 was not designed for American diesel fuel.
Bosch originally designed the CP4 for European diesel markets. European diesel typically has a lubricity rating of 460 microns or better. American diesel often tests at 520 microns or worse. That difference matters because the CP4.2 uses fuel as its primary lubricant.
When the fuel doesn't lubricate properly, internal metal components wear out fast. They shed metal shavings into the fuel system. Those shavings travel through the fuel rails, injectors, and lines, contaminating everything they touch.
The result is not just a pump replacement. Owners face a full fuel system overhaul. That means new injectors, new fuel rails, new lines, and a new pump. The total bill can exceed $10,000 at a dealership.
The lawsuit invokes the Magnuson-Moss Warranty Act, state consumer protection statutes, and common law fraud theories. Plaintiffs want GM and Bosch to cover all repair costs, provide extended warranty coverage, and compensate owners for diminished vehicle value.
Key Takeaway: The GM CP4 pump class action lawsuit targets both GM and Bosch for installing a fuel pump they allegedly knew was incompatible with American diesel. The case is advancing toward potential settlement or trial in 2026.
Duramax CP4 Lawsuit Details
The Duramax CP4 lawsuit specifically targets GM's Duramax 6.6L diesel engine platform, which has used the Bosch CP4.2 pump since the 2011 model year. The Duramax engine appears in GM's heavy-duty truck lineup, including the Chevrolet Silverado 2500HD/3500HD and GMC Sierra 2500HD/3500HD.
Two generations of the Duramax engine are involved. The LML engine (2011 to 2016) and the L5P engine (2017 to present) both use the CP4.2 pump. Despite years of documented failures in the LML trucks, GM continued using the same pump design in the newer L5P generation.
This decision is a major point of contention in the lawsuit. Plaintiffs argue it proves GM prioritized cost savings over customer safety and satisfaction.
| Engine Generation | Model Years | Pump Used | Failures Reported |
|---|---|---|---|
| LML Duramax 6.6L | 2011 to 2016 | Bosch CP4.2 | Thousands |
| L5P Duramax 6.6L | 2017 to 2024 | Bosch CP4.2 | Thousands |
NHTSA complaint databases show a steady climb in CP4-related reports over the past decade. Some attorneys have compiled over 5,000 individual complaints referencing fuel pump failures in Duramax trucks.
The Duramax platform is GM's workhorse diesel option. These trucks are used for towing, hauling, and commercial work. A fuel pump failure during heavy use creates safety risks, not just repair bills.
Bosch CP4 Pump Lawsuit and Liability
Bosch is named as a co-defendant in the GM CP4 pump class action lawsuit because it designed and manufactured the CP4.2 pump. Plaintiffs allege Bosch knew its pump was not suitable for American diesel conditions and failed to warn either GM or consumers.
The CP4.2 was originally engineered for European markets. Bosch had data showing the pump's dependence on high-lubricity fuel. When it sold the pump to GM for North American use, plaintiffs claim Bosch did not adequately disclose the lubricity risks.
Bosch has faced similar litigation from other automaker partnerships. Ford and Ram/Stellantis truck owners have filed comparable lawsuits over CP4 failures in their diesel platforms. The pattern of complaints across multiple brands strengthens the argument that the pump itself is the problem.
- Bosch designed the CP4.2 for European diesel fuel standards
- American diesel has lower lubricity than European specifications
- Bosch allegedly failed to warn GM about the lubricity mismatch
- Similar lawsuits exist against Bosch from Ford and Ram diesel owners
Bosch's liability exposure is significant. If the court finds Bosch contributed to the defect through negligent design or failure to warn, it could share financial responsibility with GM for any settlement or verdict.
Some legal analysts believe Bosch may push for an early settlement to limit exposure across multiple vehicle platforms. A loss in the GM case could set a damaging precedent for Bosch in related Ford and Ram litigation.
CP4 Pump Failure Symptoms to Watch For
CP4 pump failure symptoms typically begin with hard starting, loss of power, and engine stalling. If your Duramax diesel shows any of these signs, the CP4 pump may be failing or already contaminating your fuel system.
The failure often happens without much warning. One day the truck runs fine. The next day it won't start or dies at highway speed.
Common symptoms include:
- Engine cranks but won't start
- Sudden loss of power while driving
- Check engine light with fuel pressure codes
- Metallic debris visible in fuel filter
- Rough idle or engine misfiring
- Fuel pressure dropping below normal range
- Limp mode activation
The most telling sign is metal shavings in the fuel filter. If you pull the filter and find glitter-like particles, the CP4 pump has already started disintegrating. At that point, the damage has spread beyond just the pump.
Diagnostic trouble codes related to fuel rail pressure are common. Codes like P0087 (fuel rail pressure too low) and P0088 (fuel rail pressure too high) frequently appear in trucks with failing CP4 pumps.
Don't ignore these symptoms. Continuing to run the engine after the pump begins failing pushes metal debris further into the injectors and fuel lines. That turns a bad situation into a catastrophic one.
Key Takeaway: CP4 pump failures often strike without warning and send metal shavings through the entire fuel system. Recognizing symptoms early can limit the damage and strengthen your claim.
What Vehicles Have CP4 Pump Problems?
GM vehicles equipped with the Duramax 6.6L diesel engine from 2011 through 2024 model years use the Bosch CP4.2 pump. This includes both the LML and L5P engine variants across multiple truck and van platforms.
| Vehicle | Model Years Affected |
|---|---|
| Chevrolet Silverado 2500HD | 2011 to 2024 |
| Chevrolet Silverado 3500HD | 2011 to 2024 |
| GMC Sierra 2500HD | 2011 to 2024 |
| GMC Sierra 3500HD | 2011 to 2024 |
| Chevrolet Express 2500/3500 | 2017 to 2024 |
| GMC Savana 2500/3500 | 2017 to 2024 |
The Silverado and Sierra heavy-duty trucks represent the vast majority of affected vehicles. These are the trucks most commonly purchased for towing, farming, and commercial fleet use.
The Express and Savana vans are sometimes overlooked, but they use the same L5P Duramax engine and the same CP4.2 pump. Van owners face the same failure risks and the same repair costs.
It's worth noting that GM's half-ton trucks (Silverado 1500, Sierra 1500) with the 3.0L Duramax inline-six use a different fuel pump system. Those trucks are not part of this lawsuit.
If you own any of the vehicles listed above, your truck has a CP4.2 pump. Whether or not it has failed yet, you may still qualify for the class action.
GM Diesel Fuel Pump Defect Explained
The GM diesel fuel pump defect is a design flaw in the Bosch CP4.2 high-pressure fuel injection pump. The pump relies on diesel fuel for internal lubrication, but American diesel fuel does not provide enough lubricity to protect the pump's metal components.
Think of it like running an engine without enough oil. The moving parts still work for a while. But eventually, metal grinds against metal, and the whole thing destroys itself. That's essentially what happens inside a CP4.2 pump running on American diesel.
The technical breakdown:
- The CP4.2 has a roller-and-shoe assembly inside
- Fuel lubricates this assembly as it operates
- Low-lubricity fuel causes the roller to wear through its hardened coating
- The worn metal creates shavings that enter the fuel stream
- Contaminated fuel damages injectors, rails, and lines
European diesel fuel meets the EN 590 standard, which requires a lubricity rating of 460 microns or better. American diesel follows the ASTM D975 standard, which allows lubricity as poor as 520 microns. That 60-micron gap is enough to cause premature wear and failure.
GM's predecessor pump, the CP3, used a different internal design that was far more tolerant of fuel quality variations. Plaintiffs argue that GM downgraded to the CP4 to cut costs, trading reliability for savings.
The defect is not a random manufacturing error. It's a predictable result of a design choice. That distinction matters in court.
CP4 vs CP3 Pump Differences
The CP4 and CP3 are both Bosch high-pressure fuel injection pumps, but they differ significantly in design, durability, and tolerance for American diesel fuel. The CP3 is widely considered the more reliable pump.
| Feature | CP3 Pump | CP4.2 Pump |
|---|---|---|
| Internal Lubrication | Self-lubricating design | Fuel-dependent lubrication |
| Fuel Lubricity Tolerance | High tolerance | Low tolerance |
| Failure Mode | Gradual wear | Catastrophic, sudden |
| Metal Debris Risk | Minimal | High |
| Used In GM Trucks | 2001 to 2010 Duramax | 2011 to 2024 Duramax |
| Manufacturing Cost | Higher | Lower |
The CP3 pump uses a triplex piston design with better internal lubrication. It can handle lower-quality fuel without self-destructing. Duramax trucks from 2001 to 2010 used the CP3, and catastrophic pump failures in those trucks were rare.
GM switched to the CP4.2 starting in 2011. The CP4 generates higher fuel pressure and weighs less, which improves fuel efficiency. But the trade-off is a pump that falls apart when fuel quality drops.
Many Duramax owners have proactively swapped their CP4 pumps for CP3 conversions. Aftermarket CP3 conversion kits cost between $2,500 and $4,000 plus labor. That's a fraction of the cost of a full CP4 failure repair.
The switch from CP3 to CP4 is central to the lawsuit. It demonstrates that a proven, reliable alternative existed, and GM chose the cheaper option anyway.
Key Takeaway: GM replaced the durable CP3 pump with the failure-prone CP4.2 starting in 2011, and the lawsuit argues this decision prioritized cost savings over reliability and customer protection.
CP4 Pump Repair Cost Breakdown
A CP4 pump failure typically costs between $8,000 and $13,000 to repair at a GM dealership. The reason the bill is so high is that the failure doesn't just kill the pump. It contaminates the entire fuel system.
When the CP4 disintegrates, metal shavings flow through the fuel rails, injectors, and fuel lines. Everything downstream of the pump must be replaced. You can't just swap in a new pump and call it done.
Typical repair cost breakdown:
| Component | Estimated Cost |
|---|---|
| Bosch CP4.2 pump replacement | $1,500 to $2,500 |
| Fuel injectors (set of 8) | $3,000 to $4,500 |
| Fuel rails | $800 to $1,200 |
| Fuel lines | $500 to $800 |
| Fuel tank cleaning/replacement | $400 to $700 |
| Labor (10 to 20 hours) | $1,500 to $3,000 |
| Total | $7,700 to $12,700 |
Some owners report bills exceeding $15,000 when additional components are damaged. Trucks with higher mileage or delayed diagnosis tend to see worse contamination and higher repair costs.
Extended warranty coverage has been inconsistent. Some owners report GM covered parts of the repair under powertrain warranty. Others were told the failure was caused by "fuel contamination" and denied warranty coverage entirely.
This inconsistency in warranty treatment is another point the lawsuit raises. Plaintiffs say GM used the "bad fuel" excuse to avoid honoring warranty obligations on a known defective part.
Who Qualifies for the GM CP4 Lawsuit?
You may qualify for the GM CP4 lawsuit if you own or lease a GM Duramax diesel truck from the 2011 to 2024 model years and have experienced CP4 pump failure or paid for related repairs. Both current and former owners may be eligible.
General eligibility criteria:
- You own or owned a qualifying GM Duramax diesel vehicle
- The vehicle experienced CP4 pump failure or related fuel system damage
- You paid out of pocket for repairs, either partially or fully
- You purchased the vehicle new or used within the class period
You don't necessarily need to have experienced a failure yet. Some class action structures include "no-fault" claims for owners of affected vehicles who face diminished resale value because of the known defect.
| Eligibility Factor | Requirement |
|---|---|
| Vehicle Type | GM Duramax diesel (see full list above) |
| Model Years | 2011 to 2024 |
| Failure Required? | Preferred but not always required |
| Proof of Repair | Receipts, dealer invoices, or warranty records |
| Ownership Status | Current or former owner/lessee |
Documentation strengthens your claim. Keep all repair invoices, parts receipts, warranty correspondence, and photos of metal debris in your fuel filter. If you had a dealership diagnose the failure, get a copy of the work order.
Owners who performed aftermarket CP3 conversions to avoid future failures may also qualify. The cost of preventive replacement could be included as a damage claim.
Is There a Recall on the GM CP4 Pump?
As of 2026, GM has not issued a formal recall for the CP4.2 fuel pump in Duramax diesel trucks. Despite thousands of complaints filed with NHTSA and years of documented failures, no official recall has been announced.
NHTSA has received thousands of complaints related to CP4 pump failures. The agency has opened investigations in the past but has not mandated a recall. GM has maintained that the failures are related to fuel quality, not a manufacturing or design defect.
This position frustrates owners and plaintiffs' attorneys alike. The "bad fuel" defense shifts blame to the consumer, even though the pump was designed for fuel standards that American diesel doesn't meet.
- No recall issued by GM or NHTSA as of 2026
- No Technical Service Bulletin (TSB) acknowledging a design defect
- GM's position: Failures caused by fuel contamination, not pump design
- Plaintiffs' position: Pump was never designed for American fuel
The absence of a recall is actually part of the lawsuit's argument. Plaintiffs say GM's refusal to recall the vehicle despite overwhelming evidence of a defect constitutes fraudulent concealment.
If a recall were issued, GM would be required to repair all affected vehicles at no cost. By avoiding a recall, GM has forced owners to pay for repairs out of pocket or fight through warranty claims.
Key Takeaway: GM has not recalled the CP4 pump despite thousands of failure reports, and the lawsuit argues this refusal to act is itself evidence that GM is concealing a known defect.
CP4 Pump Settlement Status
The CP4 pump settlement has not been finalized as of early 2026. The case is in late-stage litigation, with settlement discussions reportedly underway between plaintiffs' attorneys and legal teams for GM and Bosch.
No official settlement amount has been announced. Settlement negotiations in cases this large typically happen behind closed doors. Both sides have strong incentives to settle before trial: GM and Bosch want to avoid a public verdict, and plaintiffs want to secure compensation without the risk of losing at trial.
Current settlement status indicators:
- Discovery phase completed
- Class certification pending (ruling expected mid-2026)
- Informal settlement talks reportedly ongoing
- No public settlement offer on record
- Similar Bosch CP4 cases (Ford, Ram) may influence GM settlement terms
Legal observers tracking the case believe a settlement could be announced in the second half of 2026 if class certification is granted. Certification is the trigger. Once a class is certified, defendants face massive exposure, and settlement pressure intensifies.
If the case does not settle, a trial date would likely be set for 2027. Trials in automotive defect class actions are rare because the financial risk for defendants is enormous.
Keep checking official court docket records for the most current status. The case is filed in the Eastern District of Michigan federal court system.
CP4 Pump Lawsuit Payout Estimates
Individual payouts from the CP4 pump lawsuit are estimated to range from $2,000 to $10,000 or more, depending on the specifics of each owner's claim. The exact amount will depend on factors like repair costs, out-of-pocket expenses, and whether the claim involves a documented failure.
No official payout schedule exists yet because the settlement has not been finalized. But based on similar automotive defect class actions, legal analysts have projected reasonable ranges.
| Claim Type | Estimated Payout Range |
|---|---|
| Full fuel system replacement (documented) | $5,000 to $10,000+ |
| Partial repair (pump only, under warranty) | $1,000 to $3,000 |
| Preventive CP3 conversion | $2,000 to $4,000 |
| Diminished value (no failure, affected vehicle) | $500 to $2,000 |
Owners with detailed documentation will receive higher payouts. Receipts from dealership repairs, independent mechanic invoices, and warranty denial letters all strengthen individual claims.
Class actions typically don't make owners whole for every dollar spent. If the total settlement fund is divided among thousands of claimants, individual payments are reduced proportionally. A $200 million fund split among 30,000 claimants would average roughly $6,600 per person before legal fees.
Attorney fees in class actions usually consume 25% to 33% of the total settlement. That reduces the net amount available for distribution to class members.
GM CP4 Lawsuit Settlement Amount
The total GM CP4 lawsuit settlement amount has not been publicly confirmed. Legal experts tracking the case estimate a potential settlement fund between $100 million and $400 million, based on the number of affected vehicles and average repair costs.
These estimates come from comparing the GM CP4 case to other resolved automotive defect lawsuits. The GM Dexcool lawsuit settled for $100 million. The Toyota unintended acceleration cases settled for over $1.6 billion. The CP4 case falls somewhere in between based on scope and severity.
Factors that will determine the total settlement amount:
- Total number of qualifying claimants
- Average documented repair cost per claimant
- Strength of plaintiffs' evidence (internal GM/Bosch documents)
- Whether class certification is granted
- Whether Bosch settles separately or jointly with GM
A higher number of documented failures with clear repair costs will push the settlement higher. GM's internal documents about the CP4 pump's failure rates could also influence the final number.
If GM and Bosch lose at trial instead of settling, the damages could be significantly larger. Jury verdicts in product liability cases often include punitive damages that exceed compensatory amounts by two to three times.
Plaintiffs' attorneys have not publicly stated their settlement demand. That information typically stays confidential until a deal is reached or a court hearing makes it part of the public record.
Key Takeaway: While no settlement amount has been confirmed, legal analysts project a fund between $100 million and $400 million, with individual payouts potentially ranging from $2,000 to $10,000 depending on documented losses.
How to File a GM CP4 Pump Claim
To file a GM CP4 pump claim, you need to register with one of the law firms handling the class action or submit a claim form through the official case administration website once a settlement is approved. Filing is free, and you should not need to pay any upfront legal fees.
Step-by-step filing process:
- Gather your documents. Collect all repair invoices, dealer work orders, warranty correspondence, parts receipts, and photos of your damaged fuel system or metal debris in the fuel filter.
- Verify your vehicle. Confirm that your truck is a qualifying GM Duramax diesel from the 2011 to 2024 model years. Have your VIN number ready.
- Contact a participating law firm. Several firms are handling CP4 claims, including Hagens Berman and others. Most offer free case evaluations.
- Submit your claim form. Fill out the intake questionnaire with your vehicle info, failure details, and repair costs. Attach copies of your documentation.
- Wait for case updates. After submitting, you'll receive periodic updates as the litigation progresses. If a settlement is approved, you'll get instructions for claiming your payout.
| Filing Step | What You Need |
|---|---|
| Vehicle verification | VIN, model year, purchase date |
| Failure documentation | Repair invoices, work orders, photos |
| Claim submission | Completed intake form with supporting docs |
| Legal representation | Free; attorneys work on contingency |
You do not pay attorneys out of pocket. Class action lawyers work on a contingency basis. They only get paid if the case wins or settles. Their fees come from the settlement fund, not from your pocket.
Time matters. If a settlement deadline is set, late claims may be reduced or rejected. File as soon as possible to protect your rights.
GM CP4 Pump Lawsuit 2026 Timeline
The GM CP4 pump lawsuit 2026 timeline shows the case is approaching critical milestones. Class certification, potential settlement, and possible trial preparation are all on the calendar for this year.
Projected 2026 timeline:
| Milestone | Expected Timing |
|---|---|
| Class certification ruling | Q1 to Q2 2026 |
| Settlement negotiations (if certified) | Q2 to Q3 2026 |
| Settlement announcement (if reached) | Q3 to Q4 2026 |
| Preliminary approval hearing | Q4 2026 |
| Claims filing window opens | Late 2026 or early 2027 |
| First payouts distributed | Mid to late 2027 |
| Trial date (if no settlement) | 2027 |
Class certification is the biggest event this year. If the court grants it, the case becomes a class action on behalf of all qualifying owners. That's when settlement pressure peaks.
If certification is denied, the case doesn't die. Individual claims and smaller group actions would continue, but the process would take longer and payouts could be less predictable.
Assuming a settlement is reached in 2026, the earliest payouts would likely arrive in mid to late 2027. Settlements require court approval, a notice period for class members, and a claims filing window before money is distributed.
Owners who want the fastest path to compensation should file their claim information now. Being registered with a law firm before the settlement is announced ensures you're in the queue when the claims window opens.
Key Takeaway: The GM CP4 pump lawsuit 2026 timeline centers on a class certification ruling that could trigger settlement talks, with potential payouts beginning in 2027 if a deal is reached this year.
Frequently Asked Questions
How much money can I get from the GM CP4 pump class action lawsuit?
Most claimants can expect between $2,000 and $10,000 depending on their documented repair costs.
Owners with full fuel system replacements and detailed invoices will likely receive the highest payouts.
Payments are expected to begin in mid to late 2027 if a settlement is finalized in 2026.
Which GM trucks are affected by the CP4 pump defect?
The Chevrolet Silverado 2500HD/3500HD and GMC Sierra 2500HD/3500HD from 2011 to 2024 are affected.
The Chevrolet Express and GMC Savana diesel vans from 2017 to 2024 are also included.
All of these vehicles use the Bosch CP4.2 pump in their Duramax 6.6L diesel engines.
Is GM recalling vehicles with CP4 pump problems?
No. As of 2026, GM has not issued a recall for CP4 pump failures.
GM maintains that the failures are caused by fuel quality issues, not a design defect.
The lawsuit directly challenges this position and argues the pump was never suitable for American diesel.
What are the signs of CP4 pump failure in a Duramax diesel?
The most common signs are hard starting, sudden power loss, and engine stalling.
Metal shavings visible in the fuel filter are a definitive indicator of CP4 failure.
Diagnostic codes P0087 and P0088 related to fuel rail pressure often appear.
How do I join the GM CP4 fuel pump lawsuit in 2026?
Contact one of the law firms handling the case for a free case evaluation.
Have your VIN, repair invoices, and failure documentation ready when you reach out.
Filing is free because attorneys work on contingency and only collect fees from a settlement.
This case is heading toward a turning point in 2026. If you own a Duramax diesel truck from 2011 to 2024, your vehicle likely has the CP4.2 pump.
Gather your repair records, save your invoices, and get your claim registered with a law firm handling these cases. The window for action is open right now, and documented claims will always receive priority.
Don't wait for a settlement announcement to start preparing. The owners who file early with strong documentation get the best results.
